Finance Samjho
SALARY ₹85,000EMI ₹31,000KHARCHA ₹38,000BACHA ₹16,000. YEH TUMHARA HAI

01 · Salary day

₹85,000 aa gaye.

Mahine ka pehla din. Sab theek lagta hai.

02 · Auto-debit

Teen auto-debit. Chup-chaap.

₹31,000 chala gaya. Poocha bhi nahi.

03 · Ghar ka kharcha

Ghar, school, bijli.

₹38,000. Har mahine wahi.

04 · Achanak

Aur phir kuch achanak.

Kisi ne plan nahi kiya tha.

05 · 28 tareekh

Bacha kitna? Pata hi nahi chala.

Salary kam nahi thi. Hisaab dikhta nahi tha.

06 · Madad

Fikar mat karo.

Chalo, hisaab lagate hain.

Ghar ka EMI₹18,000
Ghar ka kharcha₹22,000
Gaadi ka EMI₹8,500
School fees₹9,000
Bacha₹16,000
Card ka minimum₹4,500
Bijli, phone, baaki₹7,000

Dada Ji se aur seekho

Har hafte ek nayi baat, YouTube par.

YouTube par dekho

Finance Samjho, azaadi pao.

Salary aati hai.
Kahan jaati hai?

Dekho. Phir decide karo, numbers ke saath.

Illustration · ₹85,000 salary · round figures

  • Har hafte

    Naya video, free

  • Sab free

    Kabhi paywall nahi

  • Sirf tumhare

    Koi ad network nahi

  • Sirf hisaab

    Koi product push nahi

Do raaste, ek salary

Ek hi salary. Do alag order.

Do mahine, dono mein ₹85,000. Farak sirf itna hai ki paisa kis order mein jaata hai.

Aam raasta

Pehle EMI. Phir kharcha.

  1. 01

    Salary aayipoori, ek baar
  2. 02

    EMI kat gayisabse pehle
  3. 03

    Kharchajo bhi laga
  4. 04

    Jo bachawahi bachat

Yeh order kisi ne chuna nahi. Bas chalta rehta hai.

Samajhdar raasta

Salary aate hi, pehle khud.

  1. 01

    Salary aayipoori, ek baar
  2. 02

    Pehle khud18% alag
  3. 03

    Assetsjo aage kamaate hain
  4. 04

    Phir kharchajo bacha, usme

Sirf order badla. Salary wahi hai.

10 saal baad · alag nahi rakha

₹0

10 saal baad · illustration

₹18,36,000

Illustration: ₹85,000 mein se har mahine 18%, yaani ₹15,300, alag rakha, 10 saal tak. Sirf jama kiya hua; koi return nahi joda gaya. Tumhare numbers alag honge.

Farak salary ka nahi. Order ka hai.

Finance Samjho, azaadi pao.

Apka ghar, apka hisaab

Kya milta hai

Teen cheezein. Ek saath. Har mahine.

Ek mahina

Salary
+85,000
Ghar ka EMI
−18,000
Gaadi ka EMI
−8,500
Card ka minimum
−4,500
Ghar ka kharcha
−22,000
School fees
−9,000
Bijli, phone, baaki
−7,000
Bacha16,000

Illustration · ₹85,000 salary · round figures

Aage ka raasta

Plan banao. Kamai badhao. Azaadi pao.

  1. 01

    2 minute mein apna plan

    Kuch fast sawaal: shaadi, bacche, sapne, skills. Jawab dete jao, plan banta dikhta hai.

  2. 02

    Side hustle, tumhari skills se

    Jo aata hai, chahe padhana ho, video ho, design ya coding, usse extra kamai ka raasta. Salary ke upar ek aur stream.

  3. 03

    Paisa samjho, videos se

    Dada Ji aur Ayaan har hafte samjhaate hain: EMI ka jaal, credit card ka trap, asset kya hota hai. Dekho, phir tools mein khud try karo.

  4. 04

    Business tak ka raasta

    Side hustle se shuru, phir aage badhna, guides aur asli kahaniyon ke saath, ek ek kadam.

Illustration · ₹8,00,000 car loan · 9.5% saalana · 5 saal

EMI ek baat hai. Total doosri.

Showroom bolta hai

₹16,801

har mahine

Account se jaata hai

₹10,08,089

poore 60 mahine mein

Interest ₹2,08,089, paanch saal mein. Apna amount, rate aur saal daalo; teeno figure badal jaayenge.

Sign in ke baad

Tumhara hisaab yaad rehta hai.

Har mahine ka level, saved faisle, aur saal bhar ka rukh. Ek jagah.

Sign in or create an account

Saved faisle

Sample, tumhara data nahi

Gaadi ka hisaab
kal
EMI khatam kab
is hafte
Ghar ka sapna
pichhle mahine

Net position · 12 mahine

Sample, tumhara data nahi

Mahine ka split

Sample, tumhara data nahi

EMI
19%
Kharcha
44%
Bacha
37%

Emergency fund62%

Debt-free progress31%

Samjho Plus · launching soon

Tools hamesha free. Plus mein, sab yaad aur sab track.

Kya milta hai

Free

Plus

Sab calculators, poore resultsFree mein haiSamjho Plus mein hai
Numbers yaad rehte hainFree mein haiSamjho Plus mein hai
Library aur YouTubeFree mein haiSamjho Plus mein hai
Saved scenarios3 · FreeUnlimited · Samjho Plus
Goals, target date ke saathFree mein nahiSamjho Plus mein hai
Debt-free date, har mahine trackFree mein nahiSamjho Plus mein hai
Monthly review emailFree mein nahiSamjho Plus mein hai
Decision report (PDF)Free mein nahiSamjho Plus mein hai

Abhi live nahi

Har mahine

₹99

Samjho Plus

Saal bhar ka

₹799

4 mahine free jaisa

Launch par batayenge. Abhi kuch bhi charge nahi hota.

Calculators kabhi paywall ke peechhe nahi jaayenge.

Finance Samjho · YouTube

Dada Ji aur Ayaan

Pehle samjho. YouTube par.

Har hafte ek video: EMI ka jaal, credit card ka trap, asset kya hota hai. Is site ke tools wahi hisaab hain, tumhare apne numbers par.

Ab apna hisaab lagao. Do minute lagte hain.

Shuru karo, free