Medical readiness

Pick a hospital bill to test against and see which part the cover reaches, which part your emergency fund reaches, and which part neither does. What you type stays in your browser unless you ask for it to be kept.

Step 1 of 5 — Before you start

If a hospital bill arrived, which part of it is already accounted for?

Most households have some answer to this — a policy from work, a fund set aside, or neither — and very few have seen the three numbers next to each other. That is all this page does: it takes a bill you choose, and shows which part the cover reaches, which part the fund reaches, and which part neither does.

It is arithmetic on figures you type, not a prediction that anything will happen and not a suggestion to buy anything. There is no score at the end.

Everything you type is worked out in this browser, and none of it goes anywhere unless you ask for it to be kept. You do not need an account, and the result is the same either way. No policy, insurer or plan is named anywhere in this tool.