Becoming debt-free

Your loans and your card together, with the date they end and what an extra payment each month would change. What you type stays in your browser unless you ask for it to be kept.

Step 1 of 7 — Before you start

Every debt has a date on it. Most people have never seen theirs.

Debts are usually looked at one at a time — this EMI, that card bill — which is why the one question that matters is so rarely answered: when does all of it end?

This puts your loans and your card in one place and works out the date at the payments you already make, what it costs in interest along the way, and what changes if you can put anything extra in.

Everything you type is worked out in this browser, and none of it goes anywhere unless you ask at the end for it to be kept. You do not need an account, and the result is the same either way.